Our Team

Team photo

As a Wealth Management Advisor with Northwestern Mutual, I am committed to helping my clients achieve their financial goals. I don't do it alone. Ryan, Matt and Olivia are a vital part of my organization. Their commitment to fulfilling our mission of providing a high level of client service is vital to our continued success. Make sure to like us on Facebook at Garbien Financial Group

Ryan C. Regan

Ryan C. Regan, CFP®, CLU®

Director of Wealth Management
Office 518-459-4665

Personal: Ryan was born and raised in Averill Park, NY and is the oldest of four siblings. Ryan treasures the time he spends with his family and girlfriend Ada, and believes it is most important to maintain a positive frame of mind in all aspects of life.

Professional: Ryan graduated from Siena College with a bachelor’s degree in Business Administration and Information Technology. He has gone on to earn his FINRA Series 7 and 66 licenses, the Life, Accident, and Health Insurance license, the Chartered Life Underwriter designation from The American College, and most recently achieved his Certified Financial Planner mark from CFP Board. In his current capacity, Ryan integrates risk-based solutions with our wealth management services to provide a holistic client experience. Ryan is passionate about proactively and objectively providing accountability, education, organization, and partnership to the families who entrust our firm with their financial well-being. Ryan is well versed in a wide array of financial planning topics, including risk management techniques, wealth accumulation and preservation strategies, and multi-generational planning. Ryan joined the firm in October 2012 and is committed to doing well by doing good for others.

Contact Ryan for:

  • Updating and discussing your Financial Plan
  • Questions relating to your accounts and policies
  • Reviewing economic and market commentary
  • Learning more about our service offerings
Matthew Alvarenga

Matthew Alvarenga

Director of Insurance Operations and Services
Office 518-459-4665

Personal: Matt grew up in Sandwich, MA and has four brothers and two sisters. Matt and his fiancée, Lauren, are planning for their wedding in October 2020.  He likes to spend his free time exercising, playing music, and spending time with his family.

Professional:  Matt graduated from Siena college with a bachelor’s degree in Actuarial Science. He joined the firm in June 2014 and takes pride in his work to help clients’ achieve their financial goals. He acts as the liaison for administering and maintaining clients’ insurance and investments. Matt holds his Series 7, Series 63, and his Life Accident & Health license.

Contact Matt for:

  • Trade requests
  • Wire transfers and distribution requests
  • Setting up automatic distributions to or from your account
  • Updating personal information, including bank account information and beneficiaries
  • Questions regarding account paperwork
Olivia Wieczorkowski

Olivia Wieczorkowski

Director of Marketing and Communications
Office 518-459-4665

Personal: Olivia comes from a family of strong Polish roots, however she was born and raised in New York State. She recently moved from Monroe, NY to Halfmoon, NY to pursue the next chapter of her life. Olivia enjoys spending time with her family, friends, and boyfriend, as well as traveling, spending time outdoors, and listening to music.

Professional: Olivia is a graduate of the State University of SUNY Plattsburgh with a bachelor’s degree in Business Administration and Marketing, with a minor in global supply chain. She was a member of Alpha Epsilon Phi sorority. Olivia began her career in the retail environment, enhancing her customer service skills and efforts toward client retention. In her current role with Garbien Financial Group, Olivia assists in all marketing-related activities and maintains the team’s position in constant networking situations. She ensures efficiency and organization, which allows her team to focus their energy on building client relationships.

Contact Olivia for:

  • Appointment scheduling

  • Updating personal information, including bank account information and beneficiaries 


Scott M Garbien, CFP®, ChFC®, RICP®, CLU®, CASL®
Wealth Management Advisor

Garbien Financial Group


To learn more about Northwestern Mutual Investment Services, LLC and its financial representatives, visit: FINRA BrokerCheck