Team photo


  • The American College of Financial Services
    • CLU, ChFC, CASL, RICP, Insurance, Financial Services
    • 2002 – 2018
  • Central Connecticut State University
    • Bachelor of Science in Business Administration, Finance
    • 1992-1996

Licenses & Certifications

  • CFP® (Certified Financial Planner)
  • Series 65
  • Series 7

Awards and Recognition


Million Dollar Round Table Qualifying Member 2006-2008, 2010-2015

MDRT is the premier association of financial professionals. MDRT status designation is granted for one year and members must apply every year to continue their affiliation with the MDRT


National Quality Award 2005-2010

Award recognizing persistency and performance

Scott M Garbien, CFP®, ChFC®, RICP®, CLU®, CASL®
Wealth Management Advisor

Garbien Financial Group


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